Over the last eighteen months of the recession, a new term has emerged from the pages of academic textbooks and into the public consciousness. This is “moral hazard”. As applied to banks, large insurance companies and other financial institutions, the debate runs along the following lines....

The multi-billion beauty and cosmetics industry includes a niche that is definitely close to millions of teens and young adults all over the world. We are talking about acne treatments here, with millions of dollars spent to get rid of acne each year and new products being developed with the promise...

It’s evident that home insurance is a must if you are worried about your house and want to protect your property against different situations. Getting your home insured gives you some peace of mind and certainty that is particularly welcome in situations like fires, storms, floods, theft and other...

It is strange how putting a number on something makes it seem either so much better or so much worse. The presence of a chemical causing cancer in food is scary even though only in a few parts per million. Just the thought of the risk is enough to frighten people away. So what should we make of the newly...

Over the last ten years, there’s been a dramatic shift in the diet of television programs. In the good old days, there were the usual gameshows, dramas and comedies. For the most part, they were all scripted and carefully rehearsed. For producers unsure of audience reaction, there was always canned...

How many times have you thought about dropping insurance coverage on your vehicle altogether after receiving the payable premium? We know how it feels. Insurance rates are constantly on the rise and if you have a costly car to insure it may be a heavy burden for your family budget. But do not despair,...

There’s nothing exciting, interesting or thrilling about insuring one’s car and many of you will definitely agree with that. And taking into account the place you live in it can either be a small piece or a big chunk of your family budget. The most frequently asked question about vehicle...

U.S. Senator Bob Casey (D-PA), a member of the Health, Education, Labor and Pensions Committee today introduced an amendment to protect and ensure health care coverage for low-income children.  The amendment would, in part, continue full funding for the Children’s Health Insurance Program (CHIP)...

You’re home from work and have the house to yourself. You’ve been very disciplined during the day. Just plenty of water to drink and a few biscuits. The scales show those pounds yielding to the diet. And then you find yourself opening the kitchen door. There’s a tub of icecream in the...

When it comes to treating acne, getting rid of acne scars can be a problem bigger than getting rid of acne itself. In some cases post-acne scars are superficial while in other they are quite deep. When acne is cured at a later stage of its development without the use of proper medications it can contribute...